International Insurance Plans
Welcome to IMG's section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied - that's why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
Coverage for Individual and Families Worldwide
Patriot Travel Medical Insurance®
Short-term travel medical insurance for individuals and familiesProvides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
Highlights
- Short-term travel medical coverage
- Coverage for individuals and dependents
- Two plan designs – one for people traveling outside their home country whose destination excludes the U
- and one for those whose destination includes the U.S.
- Maximum limits per period of coverage options: $50,000, $100,000, $500,000, $1,000,000
- Deductible options from $0 to $2,500
- Available in daily and monthly rates
- Renewable up to 24 months
- Freedom to seek treatment with hospital or doctor of your choice
- Universal Rx pharmacy discount savings
- 24 hour secure access from anywhere in the world to manage your account at any time
Who the plan is designed for:
- College students studying abroad
- Foreign au pairs and nannies
- Families sponsoring exchange students
- International vacationers
- Individual or group missionaries
- Relatives visiting from overseas
- Recently arrived immigrants
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day. Patriot International® provides coverage for people traveling outside their home country whose destination excludes the United States or its territories (limited coverage for brief returns to the United States or its territories). Patriot America® provides coverage for people traveling outside their home country whose destination includes the United States or its territories.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You'll have access to international, multilingual customer service centers, claims administrators who process claims worldwide, in virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You can choose from a wide range of deductibles and several maximum limits, and you'll also have access to more than 17,000 providers through our International Provider AccessSM (IPA) network when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the UnitedHealthcare Options network.
Patriot America® Plus
Short-term travel medical insurance for non-U.S. residentsAddresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States.
Highlights
- Short-term travel medical coverage
- Coverage for individuals, groups, and their dependents
- Maximum limits from $50,000 to $1,000,000
- Deductible options from $0 to $2,500
- Available in daily and monthly rates
- Renewable up to 24 months
- Freedom to seek treatment with hospital or doctor of your choice
- Universal Rx pharmacy discount savings
- 24 hour secure access from anywhere in the world to manage your account at any time
Who the plan is designed for:
- Graduating seniors trips
- College students studying abroad
- Foreign au pairs and nannies
- Families sponsoring exchange students
- International vacationers
- Relatives visiting from overseas
- Recently arrived immigrants
Patriot America Plus provides coverage for non-U.S. residents traveling to the United States. The plan offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travelers. The plan provides a wide range of plan maximum limits and deductible options, and it is available for a minimum of five days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plan offers excellent benefits and services to meet your global travel needs. You'll have access to international, multilingual customer service centers, claims administrators who process claims worldwide, in virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.
Global Medical Insurance®
Long-term comprehensive medical plan for individuals and familiesA long-term, annually renewable, comprehensive worldwide medical insurance program for individuals and families.
Highlights
- Short-term travel medical coverage
- Plan Flexibility
- Choice of Coverage Area
- Freedom to Choose Your Health Care Provider
- Travel Intelligence Services
- Assistance Services
Who the plan is designed for:
- Graduating seniors trips
- Coverage for individuals or families living or working abroad
- Contract employees living and working abroad
- Seniors with dual residencies six months or longer outside the U.S.
Being a global citizen can be an exciting experience, but it also comes with potential complications. Your health care while traveling should not be one of those concerns. With Global Medical Insurance, a revolutionary program from International Medical Group® (IMG®), you will receive the worldwide medical coverage you need, backed by the world-class services you expect.
Global Medical Insurance allows you to choose from several plan options, customize your length and area of coverage and select from multiple deductibles and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies.
With IMG, you will rest assured knowing that we have a dedicated department working to keep your insurance as affordable as possible. The costs of health care are rising, but we are committed to controlling those costs. As part of that commitment, IMG offers a Medical Concierge program, an unparalleled service that saves you on out-of-pocket medical expenses. We also offer a cash incentive and to waive 50% of your deductible for choosing to receive treatment from some of the best medical facilities outside the U.S.
Global Medical Insurance comes with access to MyIMG Travel Intelligence, a suite of mobile-friendly tools and location-specific alerts designed to keep you informed of threats like severe weather, travel delays and advisories, security risks and more with trip and location-specific alerts.
You need the proper worldwide coverage, provided by a company that’s there for you when you need us most. When you select Global Medical Insurance, you receive IMG’s promise to deliver exceptional medical benefits, medical assistance and service — all designed to give you Global Peace of Mind®.
Patriot Platinum Travel Medical Insurance
Short-term travel medical insurance for individuals and familiesProvides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.
Highlights
- Short-term travel medical coverage
- Short-term travel medical coveragee
- Coverage for individuals and dependents e
- Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home countrye
- Maximum Limits from $1,000,000 to $8,000,000e
- Deductible options from $0 to $25,000e
- Available in monthly and daily ratese
- Renewable up to 36 monthse
- Access to Global Concierge & Assistance Services - extended services handled by a dedicated service team e
- Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you havee
- Freedom to seek treatment with hospital or doctor of your choicee
- Universal Rx pharmacy discount savingse
- 12 month benefit periode
- 24 hour secure access from anywhere in the world to manage your account at any time
Who the plan is designed for:
- Travelers wanting first-class medical coverage
- Vacationing families and individuals
- Traveling executives
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days to a maximum of three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer enhanced benefits and services to meet your global travel needs. You can choose from an extensive range of deductibles and Maximum Limits, you have exclusive access to our Global Concierge and Assistance ServicesSM, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
GEO Group
Highlights
- Comprehensive, employer-sponsored group health insurance for internationally assigned employees
- Life, dental and daily indemnity coverage
- Full group takeover and replacement provision
- COBRA and HIPAA like options
- Enhanced benefit option for U.S.-based employers
Patriot Multi-Trip
Annual multi-trip medical insurance for individuals and familiesDesigned for those that take multiple trips throughout the year outside their home country. It offers the ease and convenience of purchasing a single annual plan at an affordable annual premium.
Highlights
- Short-term international travel medical insurance
- Coverage for frequent travelers, their spouses and/or children traveling for a period of 12 months
- Two plan designs - one for U.S. citizens and one for non-U.S. citizens
- Maximum Limit $1,000,000
- Individual deductible - $250 per each covered illness
- Annual premium
- Freedom to seek treatment with the hospital or doctor of your choice
- Multiple trip coverage throughout the year - choice of 30 days or 45 days in length
- Universal Rx pharmacy discount savings
- 24 hour secure access from anywhere in the world to manage your account at any time
Who the plan is designed for:
- Travelers under 76 who are covered by an individual or group medical plan and travel internationally frequently throughout the year
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two Patriot Multi-Trip plans that offer a complete package of international benefits available 24 hours a day. Patriot Multi-Trip International is a plan for U.S. citizens who take multiple trips annually outside the U.S. Patriot Multi-Trip America is a plan for non-U.S. citizens who take multiple trips annually outside of their home country, and/or country of citizenship. Both plans offer coverage for you, your spouse and/or children for each trip taken outside your home country and/or country of citizenship during a period of 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You also have access to more than 17,000 providers using our International Provider AccessSM (IPA) seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
GlobeHopper® Senior
Short-term, travel medical insurance for travelers age 65+Addresses the insurance needs of U.S.citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S.
Highlights
- Short-term travel medical coverage
- Coverage for individuals and spouses
- Two plan designs – Single-Trip and Multi-Trip
- Maximum Limits from $50,000 to $1,000,000
- Numerous deductible options
- Available in daily and monthly premium rates
- GlobeHopper Senior Single-Trip is extendable up to 12 months
- Freedom to seek treatment with hospital or doctor of your choice
- 24 hour secure access from anywhere in the world to manage your account at any time
Who the plan is designed for:
- U.S. citizens and U.S. permanent residents 65 years of age or older, who are qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two GlobeHopper® Senior plan options that offer a market leading, affordable travel medical insurance that bridges the gap left by other limited domestic plans that do not cover seniors when they leave the U.S. GlobeHopper Senior Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. GlobeHopper Senior Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to 30 days maximum.
Additionally, the plans offer excellent benefits and services to help meet your global travel insurance needs. You have access to IMG's international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of international emergency medical services and treatment. You can also choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when traveling and requiring treatment outside the U.S.
Patriot Exchange Program
Medical coverage for students, families and groups while studying abroadDesigned for students studying abroad or participants of cultural exchange programs. Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements.
Highlights
- Coverage for students, groups, and/or their spouses and unmarried dependent children traveling with them
- Plan maximums limits up to $500,000 per injury or illness, Lifetime Maximum $5,000,000
- Plans are renewable up to 48 months if minimum of one month is purchased
- Groups may purchase customizable annually renewable long term plans
- Freedom to seek treatment with hospital or doctor of your choice
- Universal Rx pharmacy discount savings
- 24 hour secure access from anywhere in the world to manage your account at any time
- Student Health Center $5 co-pay per visit
- No coinsurance
- Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability, and legal assistance
Who the plan is designed for:
- Individuals participating in student international programs
- Cultural exchange participants
- International graduate students
- Scholars and educators
- Dependents
Whether your trip takes you abroad for a few weeks or a year, your cultural exchange experience should be enjoyable. You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed Patriot Exchange Program to offer a complete package of international benefits available 24 hours a day. Most of the plan options are designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of cultural exchange, the individual and group plans provide coverage for dependents and may be purchased in monthly increments.
Additionally, you can choose from a nice range of plan maximums and additional add-on coverages. You may also seek treatment with the hospital or doctor of your choice. For students, scholars, and cultural exchange participants when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. You can quickly search the network through MyIMG.
When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
Student Health Advantage
Long-term international students and scholars medical insuranceDesigned for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care.
Highlights
- Standard and Platinum level benefits available
- Long-term medical coverage
- Coverage for individuals and groups and their dependents
- Coverage can be extended up to 12 months from the initial effective date if a minimum of three months is purchased
- Freedom to seek treatment with the hospital or doctor of your choice
- 24 hour secure access from anywhere in the world to manage your account at any time
- Student Health Center $5 copay per visit
- Universal Rx pharmacy discount savings
- Meets student visa requirements
- Maternity coverage (on Platinum Plan Option only)
- Mental health coverage
- Organized sports coverage
- International emergency care
- Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option
Who the plan is designed for:
- Individuals participating in student international programs
- Cultural exchange participants
- Graduate international students
- Scholars and educators
Your educational adventure should be enjoyable and gratifying. Maintaining the ability to be flexible and responsive, IMG developed Student Health Advantage, an international health care plan designed to specifically meet the needs of international students involved in long-term educational programs. The plan offers a complete package of international benefits available 24 hours a day.
For students, scholars, and cultural exchange participants when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services.
When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
Student Health Advantage Platinum
Long-term international students and scholars medical insuranceDesigned for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care.
Highlights
- Standard and Platinum level benefits available
- Long-term medical coverage
- Coverage for individuals and groups and their dependents
- Coverage can be extended up to 12 months from the initial effective date if a minimum of three months is purchased
- Freedom to seek treatment with the hospital or doctor of your choice
- 24 hour secure access from anywhere in the world to manage your account at any time
- Student Health Center $5 copay per visit
- Universal Rx pharmacy discount savings
- Meets student visa requirements
- Maternity coverage (on Platinum Plan Option only)
- Mental health coverage
- Organized sports coverage
- International emergency care
- Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option
Who the plan is designed for:
- Individuals participating in student international programs
- Cultural exchange participants
- Graduate international students
- Scholars and educators
Your educational adventure should be enjoyable and gratifying. Maintaining the ability to be flexible and responsive, IMG developed Student Health Advantage, an international health care plan designed to specifically meet the needs of international students involved in long-term educational programs. The plan offers a complete package of international benefits available 24 hours a day.
For students, scholars, and cultural exchange participants when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services.
When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
iTravelInsured - Travel Insurance
Highlights
- Insurance that covers trip cancellation, travel delays and other losses incurred while traveling
- Travel insurance program for trips up to 31 days
- Standard Coverage for trip cancellation and interruption
- Emergency medical expense, evacuation, and reunion benefits
- Three product options for varying levels of coverage
Global Crew Medical Insurance®
Worldwide coverage for professional marine captains & crew membersA long-term, annually renewable, comprehensive worldwide medical insurance program for professional marine captains and crew.
Highlights
- Plan Flexibility
- Choice of Coverage Area
- Freedom to Choose Your Health Care Provider
- Travel Intelligence Services
- Assistance Services
Who the plan is designed for:
- Individual coverage
- Captains of vessels
- Crew members working at sea
Being a global citizen can be an exciting experience, but it also comes with potential complications. Your health care while traveling should not be one of those concerns. With Global Crew Medical Insurance, a revolutionary program from International Medical Group® (IMG®), you will receive the worldwide medical coverage you need, backed by the world-class services you expect.
Global Crew Medical Insurance allows you to choose from several plan options, customize your length and area of coverage and select from multiple deductibles and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies.
With IMG, you will rest assured knowing that we have a dedicated department working to keep your insurance as affordable as possible. The costs of health care are rising, but we are committed to controlling those costs. As part of that commitment, IMG offers a Medical Concierge program, an unparalleled service that saves you on out-of-pocket medical expenses. We also offer a cash incentive and to waive 50% of your deductible for choosing to receive treatment from some of the best medical facilities outside the U.S.
Global Medical Insurance comes with access to MyIMG Travel Intelligence, a suite of mobile-friendly tools and location-specific alerts designed to keep you informed of threats like severe weather, travel delays and advisories, security risks and more with trip and location-specific alerts.
You need the proper worldwide coverage, provided by a company that’s there for you when you need us most. When you select Global Crew Medical Insurance, you receive IMG’s promise to deliver exceptional medical benefits, medical assistance and service — all designed to give you Global Peace of Mind®.
International Marine Medical Insurance
Highlights
- Worldwide group coverage for professional marine crew
- $5,000,000 maximum benefit per insured person per period of coverage
- Primary to the vessel's Protection and Indemnity insurance (P&I)
- Coverage for individuals and dependents